Unfortunately, being a pensioner (no matter how capable) means that some unscrupulous types might try and seperate you from the money you spent 50+ years earning.
Here are some of the more common scams for you to identify. If you’re unsure about something, always say no. If you’re suspicious of fraudulent activities or feel threatened, don’t hesitate to call the police.
Phone scams are a common way to con you out of your cash without the scammer even having to leave the office. Be extremely wary of cold callers. If you are not expecting the call, don’t feel any obligation to engage in conversation. DO not worry about appearing rude, just put the phone down.
If you need something, you would go and get it for yourself and you don’t need someone on the phone trying to sell you something you don’t want. If you’re unsure, do your research and ask your friends for advice before giving away ANY information.
As with any scam, the two main rules apply. If you don’t recognise the send and it sounds too good to be true, it probably is. Delete the email and don’t reply.
However, some email scams can appear to come from your contacts! If you get a strange message from a friend (that they are stuck abroad with no money, for example) then contact them seperately and do not reply to the email.
Doorstep scammers can be intimidating, and are known for targeting vunerable people. The best defense is maintaining good practice when opening your door. Make sure you never open the door without the chain on and ask for formal identification. If in doubt, say no and call the police if the visitor becomes threatening or refuses to leave.
These are only a few of the more common types of scams. It is important that you’re aware of all types so that you can recognise if it is happening to you. One of the most comprehensive guides is “The little book of big scams”, produced by the Metropoitan Police, and can be read in full here.